Houston Bank & Trust was formed by a group of local investors from Houston and The Woodlands in 2024 to fill a need. Years of acquisitions of local banks by out-of-area banks had led to a significant lack of banks having decisions made by Houstonians. The impact on Houstonians was significant - delays in obtaining responses, cold decisions by out-of-area management teams that did not fully understand the dynamics of the Houston market, and a "race to scale" that saw customers with less than extraordinary wealth turned away.
The need was clear. Houston needed a "Bank for Houstonians, by Houstonians." And that bank needed to be inclusive, serving the real needs of its clients regardless of their wealth. Our banking and trust wealth management services are available to all clients, without an artificial "minimum net worth" requirement. Houston Bank & Trust aims to make a real difference in the lives of its stakeholders - its employees, its investors, and its customers and community.
Your questions - answered!
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