


With over 40 years of experience in banking, Mr. Simmons brings deep expertise and trusted leadership to the Bank. As a lifelong Houstonian banker, he has held senior executive roles at both community and national banks, including serving as CEO of a Houston-based community bank until his retirement in 2022. Since then, he has continued to advise financial institutions as a consultant.
Throughout his career, he has led credit and lending operations, overseen strategic planning and marketing initiatives, and worked closely with regulators, boards, and accounting professionals. His longstanding presence in the Houston banking market offers invaluable insight and guidance for the future of the Bank.
With his leadership, we are building a strong foundation for sustainable growth and innovation. Under his guidance, the bank is well-positioned to serve our clients and communities with purpose, integrity, and vision.


Jerry is a seasoned financial executive with more than 30 years of leadership experience in banking and financial services. He is a graduate of Bellarmine University (BA) and holds an MBA from Lincoln Memorial University. Throughout his career, he has served as CFO and in other key executive roles at banks across the FDIC’s Dallas and Atlanta regions, as well as their holding companies.
As CFO of Houston Bank & Trust, Jerry brings deep expertise in financial strategy, risk management, and operational excellence. His leadership will play a vital role in driving the Bank’s growth and delivering lasting value to our clients and communities.
