Managing your cash flow
From helping you collect funds faster and more effectively to mitigating your risk and streamlining your business processes, Houston Bank & Trust's Cash Management solutions allow you to manage your payment processing with efficiency and ease.
Cash Management Solution Details
Make Payments and Manage Income with HB&T's Cash Management Solution
- Remote Deposit Capture: process check deposits from your office
- ACH (Automated Clearing House) Services: online service provides the ability to process electronic debits and credits (e.g., payroll, drafts, invoices, etc.)
- Wire Transfer: Initiate, manage and track wire fund transfers.
- Direct Deposit: eliminate the cost and time of distributing checks
- Positive Pay: provides early fraud detection for fraudulent, altered or counterfeit checks through daily verification of checks being presented for payment against a "checks issued" file provided by the customer.
- Lockbox Services: HB&T partners with a trusted third-party service provider that offers traditional remittance services for insurance companies, property management companies, healthcare facilities, homeowner associations, nonprofit companies or any business that could benefit from automating internal account receivables.
Monthly Maintenance Fees
- ACH Origination: $30.00, plus $5.00 per file sent
- Remote Deposit Capture: $30.00
- Positive Pay: $30.00
- Lockbox: Available upon request
- Wire Transfers:
- Incoming domestic: No charge
- Incoming international: $30.00 per wire
- Outgoing domestic: $20.00 per wire
- Outgoing international: $60.00 per wire
Terms and conditions may apply. Prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit. International wire requests cannot be entered online for security purposes.
